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8 Ways to Avoid Probate

為了解決Payable to的問題，作者 這樣論述：

Want to save your family money and hassle? Read this book!Probate court proceedings after a death can drag out and cost tens of thousands of dollars in attorney and court fees--money that would otherwise have gone directly to your loved ones.This topselling guide shows you the most effective ways

to skip the probate process: name payable-on-death beneficiaries for financial accounts own property jointly leave real estate with transfer-on-death deeds use a living trust name the right beneficiaries for IRAs, 401(k)s, and other retirement plans, and use probate shortcuts for small estates.Com

pletely updated, this edition includes the latest state laws on probate avoidance methods, and covers all the estate-related impacts of the recent changes to federal rules on retirement distributions.

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企業導入RPA效益之實證研究-以會計循環為例-依Ｚ公司個案研究分析

為了解決Payable to的問題，作者吳家煌 這樣論述：

機器人流程自動化（RPA）在許多國家已經發展的相當成功且每年以兩位數字高速增長中。RPA於五年前引進台灣，在四大會計師事務所及專業顧問公司的努力下，知名大企業如台積電、鴻海、中華電信等都已經取得相當不錯的成績，即便如此，大部份台灣企業對RPA三個字還是相當陌生，甚至有很多都沒有聽過。本研究採個案研究法，探討台灣本土企業導入RPA之效益，依文獻探討取得對RPA之瞭解，再透過專業書籍及網路資源學習RPA導入技術以利本研究之進行，文獻顯示企業八大循環中以會計循環相關作業最適合RPA的導入，透過與個案公司會計部門人員逐一深入訪談，整理出會計循環相關作業清單做為RPA導入候選名單，經流程適性評估結果，

選擇以銀行調節表編製作業做為企業導入RPA效益的實證研究對象。根據實際資料進行RPA導入，結果數據顯示企業導入RPA確實可以大幅縮減人工工時的投入並提升作業效率。另本研究透過文獻探討彙整出RPA流程適性評估架構及RPA導入指引，希望有助於降低企業RPA導入初期的高失敗率。

SAP S/4hana Financial Accounting Certification Guide: Application Associate Exam

為了解決Payable to的問題，作者Pougkas, Stefanos 這樣論述：

Preparing for your financial accounting exam? Make the grade with this SAP S/4HANA 1909 and 2020 certification study guide! From general ledger accounting to financial closing, this guide reviews the key technical and functional knowledge you need to get a high score on your SAP S/4HANA for Finan

cial Accounting Associates exam. Explore test methodology, key concepts for each topic area, and practice questions and answers. Your path to financial accounting certification begins here!Highlights Include: 1) Exam C_TS4FI_19092) Exam C_TS4FI_20203) Deployment 4) General ledger accounting5) Accoun

ts payable (AP)6) Accounts receivable (AR)7) Asset accounting8) Financial closing9) Document parking10) Validations and substitutions11) Bank account management

The Effects of Working Capital Management on SME’s ProfitabilityIn Pagadian City, Philippines

為了解決Payable to的問題，作者美利安 這樣論述：

Purpose. As observed today, most Small and Medium Enterprises give little regard on their working capital position and focus mainly on their cash receipts and bank account position. They give little regard to their working capital position which result to their insolvency, thus affecting their oper

ation and profitability. This study was conducted in order to gain a better view or perspective about SMEs, specifically in terms of how they manage their assets and liabilities and how profitability is being affected.Method. This study will make use of descriptive survey method of research as the r

esearch design. The respondents of the study are the managers or owners of SMEs particularly the service-type and trade-type of business within Pagadian City. The technique that will be used in this research is the quota random sampling. In this study, the researches will make use of the questionnai

re as the instrument or tool in gathering data from the respondents. It was set as guide questions prepared by the researchers and will be validated by experts.Results. The results show that most of the respondents came from trading type of business. Majority of the SMEs in Pagadian City operate the

ir business for not more than six years and that the largest number of respondents has a working capital of three million and below. As to effects of working capital management in SMEs’ profitability, most of the firms do not vary in their management operating, financing and investing activities tho

ugh it is not implied that these SMEs have the same operations and core competencies. Summing up all the results, proper and effective working capital management helps the firm measure its management performance, determine appropriate mix of current assets component considering safety, liquidity and

profitability, helps maintain solvency of the firm, provides opportunity to invest excess cash for a return while maintaining liquidity to satisfy contingent needs, helps bring increased value in terms of profitability and will lead into a successful and prosperous business.Conclusion. Working capi

tal management is one of the key factors in a successful business. But having a successful business means a lot of decisions must be done for the effectiveness of the operations. One of these decisions involves the delimitation on accounts receivable, inventory, investments and accounts payable. Off

ering of discounts to customers is a good strategy in order to encourage prompt payments and taking advantage on discounts offered by suppliers/creditors in order to control payment of debts, which SMEs in Pagadian City must consider. Financing and investing on working capital is a crucial decision

by the management. Majority of the SMEs maintain a minimum cash balance. Cash in excess of the minimum balance is invested. When they are suffering from minimum cash balance, additional cash is obtained by borrowing or other. Investment in current assets is given priority means which is healthy sinc

e there would be no idle assets in the firm. Working capital management helps the firm to ring increased value in terms of profitability, liquidity and solvency.Implication for further research. The recommendations of the study were premised on the summary of and conclusions from the results and dis

cussion. Based on the summaries of the analyses and conclusions, SME‟S entrepreneurs are urged to:•A strong credit policy system that may make sure that account due amount is shorter than liability amount.•Periodic financial report should be prepared by the small business owner using the service of

professional accountant; this will enable the entrepreneur to ensure strong financial position and to maintain the working capital.•Good accounting record should be maintained by the entrepreneur to ensure that all financial transaction is tracked down for a proper measurement of the effectiveness o

f working capital management.•Cash shouldn't be used as gauge for performance, however the financial report ought to be used rather to determine performance. Most entrepreneurs only run on cash basis. They only monitor their cash position without taken awareness of their debt position.